Welcome!

Bruce Drown

C2 Financial Services Inc.

WHAT IS A HECM?

  • The Home of Equity Conversion Mortgage, or HECM, is a mortgage loan specifically designed for homeowners 62years and older.

  • It allows borrowers to convert a portion of their home equity into liquidity without:

    -Giving up title to their home

    -Meeting the underwriting guidelines of traditional Mortgages.

    -Taking on a monthly payment.

  • While there are no pre-payment penalties, the reverse mortgage comes due when the last remaining borrower or eligible non-borrowing spouse no longer live in the home as their primary residence

Is it Time to buy?

Get the Perfect Mortgage for your dream home now.

What Our Clients Say

  • Bruce and I have done business together for more than a decade now. He has helped me obtain mortgages on many properties and has always been extremely easy to work with. He is very knowledgeable, a good communicator, diligent , and has constantly preformed in keeping deals on schedule and closing them on time. I have recommended Bruce to many friends and family members.

    David

  • Mr. Drown helped me and my wife get a new loan on our home and really helped me understand the process. I had tried to get help from banks and was just given lots of paperwork to fill out and felt unimportant when my questions were not answered. Mr. Drown was kind and patiently explained to us everything we were asked to provide and sign.

    Marcos

  • Retirement age came faster than I expected and Bruce helped me with a mortgage that made it possible. Thank you Bruce!

    Doug R.

  • Bruce is wonderful ! He made getting a mortgage that greatly Improved my monthly cash flow very easy for me. Being a senior citizen in these days has its challenges. Bruce was very patient and understanding as he walked me through every step of the process.

    Lorraine H.